30 acres House with Barn and Pond in Ashville

Rare, one-of-a-kind property available at https://www.williampitt.com/ with incredible views! Built in 2002 this home in Ashville has it all.

This 3 bedroom, 2.5 bath ranch house has an open concept living room with pellet stove, kitchen area with large island, plenty of cupboard space and walk-in pantry. Three roomy bedrooms with large closets. Master bedroom includes a master bathroom. Off of the living room is a screened in 66-foot-long porch overlooking the spectacular property. House has new metal roofing, insulated attached 2 car garage and a full basement with plenty of room for storage and includes a half bath, workshop area and ingress egress.

Click here to see the video of this gorgeous property! You can also see properties like this at https://www.wichitalistings.com/search/.

Off to the side of the house is a 30 x 64 insulated pole barn built in 2011 with concrete floor, large bay door, hydraulic car lift by CJ Plant and shared well access from the house.

Acreage consists of mostly hardwoods with some pines. Hardwoods have not been timbered in roughly 20 years. There are ATV paths that border the property boundaries and throughout property. Entire property border is fence staked.

Between the house and the wooded area is a large open are with almost an acre size pond stocked with largemouth bass and catfish. There is a windmill that provides an aerator for the pond for fish preservation. Apple trees surround the property which attracts the whitetail deer, turkey and bear. Excellent hunting with year-round natural spring running through the land.

The property feels like a retreat! Come have a look! If you want to find more properties like this, visit http://lowcountryrealestate.com/buying.html.

Under 30 minutes from Chautauqua Lake and roughly an hour and a half from Buffalo NY. All rights convey.

Offered at $314,900. Contact Travis Thurston 585-386-9413 for more information. You might want to check out real estate in Bixby OK for more properties.

Size: 30.5 Acres
Price: $314,900
Town: Harmony
County: Chautauqua

Tips to Building Your Cabin in the Wild

Tips to Building Your Cabin in the Wild

Today there is an increasingly attractive idea among young people all the way through retirees of disappearing into the woods and building their own cabin in the wild. This nomadic based lifestyle comes on the heels of people whose lives are nothing but concrete and office buildings.

Find the Right Place

When you look for the right place to build your cabin, you need to take into consideration what your living conditions will be like once you move in.  For example, are you retired? If you are retired then your needs will differ from someone who is still actively employed. You don't necessarily need to construct a cabin anywhere near local facilities but you might want to be near enough to a hospital or medical facility that accepts your insurance.  Similarly if you are still working and you simply want a cabin out in the wild where you can work from home, you will need to find a place that has decent enough internet that you can conduct your work and communicate regularly.  If you are somewhere in between, you might be looking for more self-sustainability when you build your cabin in the wild in which case you'll want to make sure that the plot of land you choose on which to build your home has enough manageable space for farming or for a solar field, maybe a shed to store your farm equipment.   

Cabin in the wild

Modernize Your Cabin

While it might seem appealing to get away from it all and never have to deal with the internet or phone, in reality, if you build a cabin in the wild, you will need to modernize it. The rustic getaway cabin that has nothing more than a bucket for a toilet is not going to be appealing for very long.  What does this mean for you as you make your plans? It means you need to be prepared to modernize your cabin. There are plenty of cabins that still come equipped with the basics including plumbing and electricity as well as Internet. There are of course many solutions to this depending on what your needs are: 

  • As you construct your cabin from the ground up you can build in electricity exactly where you want it and plumbing exactly where you need it.
  • You create a basic cabin design that has the living spaces with a separate cooking space like the traditional cabins of Sweden that have a kitchen outside.
  • Similarly you can do the same type of thing when it comes to restroom facilities or of course you can build a much more comprehensive cabin that is just like a house only, constructed in the traditional methods and located in the wild.
  • If you want to be off the grid, you can set up a solar panel field or hydroelectric energy depending on where your cabin is located and what natural elements you can find nearby.
  • For things like television and Internet, you can always pay a large sum of money to have those opportunities brought to where you live if you are far enough off the main roads but that will be expensive. Alternatively you can invest in things like satellites for significantly more rural areas. However, most people who build a cabin in the “wild” are not actually anywhere near the wild, they just aren't in the city so chances are the plot of land you choose will have things like a well, electricity, propane, and internet readily available.

Securing Your Cabin 

While you modernize, think of security. You will still need to find the best home locksmith service to secure your cabin. Again, it might seem appealing to live out in the middle of nowhere but that doesn't mean you have to live out in the middle of nowhere with no security. In fact, even those people who do live somewhat in the wild, outside of cities need security but primarily for animals. You might need alarm systems that let you know when someone or something has broken into your trash. If you live in "Bear Country", you might have city or state regulations that require you have specific locks set up on a container to hold your trash cans.  Locksmith services can help you secure your cabin even while it is still being constructed, setting up different types of security fencing around the construction material. Once it's done of course you will need to set up some sort of alarm or perimeter security for those with larger properties, in addition to better locks on doors and windows and any sliding glass doors you have. 

 

Looking For a Country Farmhouse to Retire?

Looking For a Country Farmhome to Retire? 

Getting away from it all is the new American Dream. Country farm houses for retirement are becoming increasingly popular but for those who are facing retirement, it is important that these Country Farm homes be as energy efficient as possible so that living costs on a fixed income are manageable, and that they are secure so that in your retirement you don't have to worry about things like breakins. 

farmhouse for retirement

Doors and windows – stay energy efficient with proper sealing (keep your AC inside!)

Your doors and windows are not just the gateway to your home but they are the gateway to ensuring energy efficiency. If you do not properly use alternative energy sources with things such as proper sealing then you are not only wasting money but you are failing to keep your AC inside! 

  • As a homeowner you need to ensure that you seal your windows and doors. Every homeowner is looking to save money here or there and one of the ways you can do this is by getting your windows and doors sealed. 
  • Sealing them protects your home from a draft. It also allows you to turn on the air conditioner and keep the air you are paying for inside of your home instead of letting it leak out of the home. 
  • When homes are not properly sealed then hot air can seep in during the summer and cold air can seep out. During the winter the cold air seeps in while the warm air goes out.
  • In addition to this homes which are improperly sealed along the windows and doors can cultivate an environment for mold growth. 
  • If there is an area that is prone to a draft which continually lets hot and cold air in and out it is conducive to mold growth.
  • Mold can not only damage your home structure but it will spread quickly onto the walls and along the ceiling. It can get into the carpet or wood floors and make its way to the furniture that you place near a window. 

In order to avoid this mess you can hire a contractor, just the same as you hire a professional locksmith, who can professionally seal your doors and windows. You can of course try to do it yourself but chances are it will lead to a large mess and the cost for the tools adds up to more than the cost of hiring a professional contractor. When you hire a contractor they will come out to your home and give you a consultation about the severity of your case. They can then give you an estimated cost for sealing up your home and begin work immediately upon hiring.  Whether you own a small home or are trying to seal up a large office building to reduce your overhead costs you can call on a professional contractor to seal up the doors and windows immediately and watch as your energy costs go down and your overall savings go down too.

Securing Your New Property

Once you find the country farmhouse where you want to retire, it is important that you secure your new property in addition to making improvements.  While you might decide to invest in more energy efficient doors and windows, thereafter you need to make sure you use a residential locksmith service to upgrade the locks or alarm systems on these doors and windows appropriately.  Many people might target the front door but forget about a back door or a sliding glass door just the same as people might cover garage doors, front doors, and back doors but forget to put a security system on the windows that face the street on ground level. Even if you live in a country farm home, you still need to make sure you have the security measures in place. The country seems like a great getaway where you can be on your own and yet being on your own also means that when drifters or thieves come in the night, you have nothing but your security system on which to rely.   

These alarm systems might be catered to your country living so that you have extra locks on a farmhouse or the buildings on your property where you store garden tools, where your horses live, or where you have your propane tank. Having these systems linked to your smartphone can give you real-time notifications or even video footage so that you can verify who is entering your property at the gate, who is near your horses, or who is filling your propane tank.

 

Looking For a Dream Weekend Retreat?

Looking for a dream weekend retreat?

It is increasingly common for people who live in big cities to long for a private escape, but paying to go on a vacation every weekend is expensive. It's a much better investment to simply buy your own weekend property, a vacation retreat that you can turn to whenever you have time off.  Dream weekend retreats are especially common for people who live anywhere from 3 to 6 hours away from a national forest, mountains, or the ocean. but how can you keep your property safe and secure not just when you are there but when you are gone?    

villa mansion retreat

Securing your weekend property

If you decide to invest in a weekend retreat, a place to which you can escape on the weekends to get away from it all, it is up to you to make sure that every aspect of your property is secure. This is particularly important when you live a few hours away and don't have neighbors right next door who can alert you when something goes wrong.   

  • Have a reliable and trusted home locksmith that you can call whenever the need arises. This needs to be a home locksmith you know is in the area and can get to that area immediately, not necessarily the person you use at your regular home 4 hours away. 

  • Consider installing video cameras not just outside of the home for property protection but inside the home. Why inside? Because a vacation property, especially one that you go to on the weekends, is not necessarily a house you will visit every single weekend. There might be a few weekends in a row where there's a family emergency, a local event you have to attend, or work is just getting the better of you. Now imagine that there is a leak in your kitchen and it goes on for 3 weeks unattended until you return. If you have interior video cameras that link to a smartphone, you can check in on the status of your home inside and out and catch these things early on, and then send a professional to fix them.

  • Tangentially a home locksmith can help you set up security measures that can be accessed from far away, like smart locks connected to your phone which you can unlock at a distance. These are situations where you might need a plumber to head out to that weekend retreat because you saw footage of a leak in the kitchen, and you don't have to drive 4 hours to your vacation home but instead you can open the door for the plumber through your phone.

Other security measures are simple things that don't necessarily require a great deal of technology.  Do you have trash services at your weekend retreat? Chances are if you visit there regularly you pay for a local trash service but you might want to make arrangements with a neighbor to bring your trash cans back down your driveway during the week on the weekends that you put the trash out. Similarly you might want to have a specific shed or unit where you lock your trash cans when you are not home so the people can't steal them in your absence.  

Speaking of neighbors, if you have your dream weekend retreat, get to know your neighbors when you first head out there. Exchange phone numbers and put them on the contact list if they give permission for emergency services. This can come in handy in the event that you don't have smart locks on your phone but there is a problem at the house. In these situations you can call up the neighbor and ask if they will let the plumber in your house using a spare key that you have hidden.  Make sure you sign up for local services as well particularly local notification services and Emergency Services. In areas of California, for example, companies like PG&E will send out notifications to those who sign up alerting them to scheduled power outages or even unscheduled power outages once they occur. If you have a vacation property in an area like this, you can verify whether there is power before you head out for the weekend.  

Similarly, there are plenty of emergency services in areas on the west coast that alert you to the status of nearby fires. This can inform you when there is a fire encroaching on your property or when it's a good time to evacuate your vacation retreat.

 

Finding a Dream Countryside Property

Finding a Dream Countryside Property 

If you are trying to find a dream Countryside property, you may not know where to begin, what makes a good property the best fit, or how to find properties that you can convert into your dream Countryside home. Below are some tips for finding a dream Countryside property:

Working with a Realtor

When most people set about finding their dream Countryside property, they do so by looking at advertisements, checking local listings, and investigating the properties on their own. This seems like the normal way to do things, but is it?  The better option is for you to determine the general area or the state where you want your dream home to be and then hire a realtor to work for you directly in finding the listings that are a good match. 

  • When a realtor works for you individually, they get to know what it is you are looking for and what things are most important for you compared to those things on which you are willing to compromise. This might include having a specific amount of land or having land that already has usable structures as well as water sources.

  • When you work with a realtor directly they are the ones who review the listings on your behalf and find places to tour that best fit your requirements and preferences. This avoids the issue of simply calling multiple listing agents and trying to get an interview with a realtor who was only handed the one-sheet an hour sooner than you were and knows next to nothing about the property. Your time is valuable and you should treat it as such by allowing a realtor to do the background work for you.

  • When you have a realtor who works for you directly they also have their personal network available to you. This means they can look out for your finances by connecting you to banks they work with and lenders they know are on board with funding a Countryside property. They can also connect you to professionals whose services you might need in cases of plumbing problems or dry rot on the porch or problems with the roof.

Securing Your Countryside Property

After you find the perfect place, and you are ready to move in, make sure that you secure the area. When you are new to a property it is incumbent upon you to make sure that you do things like replace all the locks or change the security codes on existing locks. With a locksmith company, you can do all of that immediately so that you can rest easily in your new dream Countryside property. You might even consider using the same locksmith company to: 

  • Upgrade your windows and replace them with stronger windows that have better window locks, 

  • Replace the existing doors so that they are made of something very strong like steel to provide extra security

  • Add new security measures to any sliding glass doors or install cameras around the property

countryside estate

Which building improvements offer the best ROI/payoff and are worth investing in?

In addition to investing in security, there are improvements that offer the best return on investment or payoff.  Inside of the building you will want to invest in energy efficient lighting. Energy efficient lights will keep your office well lit and reduce your overall energy costs almost immediately. You can also install solar panels or energy efficient water heaters or windows. All of these will reduce your monthly energy consumption and result in immediate savings. 

If you invest in an automated system for HVAC and lighting you will see great long term payoffs. This is a control system that monitors and controls the electronics systems as well as HVAC, mechanical, and lighting systems inside of your building. It can keep the climate at a particular temperature. It can turn the lights on and off based on a pre-determined occupancy schedule. It can monitor the overall system performance for failing devices and notify the maintenance staff via text or email if something is wrong. These systems will reduce your maintenance costs and energy costs. The biggest savings you will be afforded by these systems are in relation to ventilation. The system uses carbon dioxide sensors to automatically reduce the lights and adjust the airflow. Around 35% of your building’s electricity consumption is due to lighting but with this system you can control the lighting during the day, automatically dim the lights at night, and use infrared sensors to change the lights based on occupancy.

 

Homesteading, prepping or just working the farm because that’s what you know?

Homesteading has seen a revival since the economic downturn of 2006. We all saw many families lose their jobs, their homes and all they had in the bank. The recession/depression of this time period sufficiently scared a lot of folks into wanting to get back to the land and learn self-sufficiency so that a future economic disaster isn’t as likely to affect their family.

Our family moved to Ithaca from S. Utah in 2010 for our own reasons. We loved the fact that this area is so supportive of local farming endeavors. We were able to buy some land and are slowly turning it into a productive farm. The land is being planted into productive plants that will hopefully in the coming years will provide us with plenty of fresh fruits and vegetables in the summer, and give us enough to put up for the winter.

Upstate New York is very fortunate to have areas with great soil for agriculture, a great growing climate and plenty of good water. It has also been very refreshing to find so many people that have been living on their farm since it was homesteaded years ago. Farming is just a way of life for many, in our case we have installed a whole house water filter to make sure we drink clean water.

My parents left the farm when they were married and my whole life I have just wanted to get back to one.

My real estate career in S. Utah was focused on helping home buyers and sellers with raw parcels of land, water rights and unique parcels that were close to the border of Zion National Park. Upstate New York is very unique in its population layout. There are plenty of areas that support the farmer and the newer homesteader.

My goal is to begin a dialog on homesteading in New York and various considerations to keep in mind when purchasing your property for that new life.

Please feel free to contact me about homesteading!

— Marcia Pierce-Rasmussen 607-882-3186, or at marcia@nylandquest.com

 

 

Maple Sugaring on a Small Scale

Maple sugaring on a small scale — a sweet cure for cabin fever!

Over the past decade I have done some small scale maple sugaring. Growing up watching my father maple sugaring and helping him I guess it rubbed off on me. When I tell my friends what I’m up to I typically get a response like “that’s a lot of work” or “it takes too long and I can just go to the store and buy some.” Well, my response is that it is very rewarding and is a sweet cure for cabin fever. There’s nothing like walking in the woods and collecting those full sap buckets and smelling that sweet sap boiling down over a fire. I always involve my kids in the process to teach them about maple sugaring and enjoy family time together. Yes, there is no doubt it can be hard work, but it can be a relief from a long hard winter that doesn’t seem to end when it should.

Over the years I have learned that preparation can go a long way in being successful and creating as little back breaking work as possible. You don’t need a lot of maple trees to begin with and there are at least four species of maple trees that produce sap that can be tapped. When I talk to people who haven’t maple sugared before there is a misconception that I hear that you can only tap maple sugar trees. This is not true at all. Tree species identification is best done in the summer and fall when the leaves are still on the trees. Plan ahead if you can and identify and mark the trees you are going to tap and kudos to you if you get this done.

There have been a few years when I had a new property and I hadn’t identified the maples I was going to tap on the property ahead of time. No, I didn’t tap any oaks!! But I did tap a few maples that seemed slow to produce. Maples can be identified by their branches and there bark. Maples have opposite branches and with sugar maples the bark is deeply grooved and easily identified. Maple species other than sugar maple can be challenging to identify in the spring by the bark and branches and this is best done when there are leaves on the tree. Depending on what your expectations are you could have as few as four buckets and boil down enough sap in one run to get a half gallon of syrup if your buckets are all full. Keep in mind that typically the ratio is 40/1, that’s 40 gallons of sap for one gallon of syrup. So without a commercial evaporator to boil the sap down this proves to be the biggest and most time consuming part of maple syrup production.

Your equipment depends on your budget and your resources. I have seen some people use old food grade buckets and plastic taps with tubing. I still use the old galvanized buckets and metal taps because that is what I have and I got a good deal on them used years ago. If you’re starting from scratch the least expensive option in my opinion is using food grade buckets and plastic taps with tubing. Typically the plastic taps use a 5/16 inch drill and a standard drill bit will work fine. There is no need to buy a wood boring bit unless you are using an old hand crank drill.

In my experience the biggest challenges with small scale maple sugaring are boiling the sap down and collecting the sap. Sap collection in winters with deep snow can be difficult and back breaking at times but I have found a few ways to help that I can share. First off if you have trees that are near a driveway or roadway and can be accessed easily without tromping through deep snow then use those trees! I found that using a 35 gallon sprayer tank strapped on an ATV rack is the easiest way to collect sap when the snow isn’t too deep. The sprayer tank is useful because it has a large top that buckets can be dumped into and a ball valve on the bottom of the tank that can be used to drain the sap directly into your boiling pan or another bucket for handling. Another option is to use a ice fishing sled and strap large food grade buckets on it and tow it behind a snow machine or drag it tree to tree by hand. I recently built a sled to haul our sap in the deep snow using panels off an old dryer and fabricated a frame to hold a sprayer tank.

20150325_112101

Boiling down the sap can be in done many ways from using a turkey fryer burner and pot or pan on top of a wood stove. I have found that the least expensive vessel to use is a deep stainless steel restaurant warming pan.

20150311_175400   Typically these pans can be found at restaurant supply stores and have a decent surface area to boil the sap down quickly. Other options could be using a turkey frying pot or large stainless steel pots. If your budget permits then a commercial wood fired evaporator is best way to go and the most economical to operate. I would use caution when boiling down the sap inside a kitchen because it produces a lot of steam so make sure that you have good ventilation and open a window to remove some of the moisture. Choosing the proper window blinds for your requirements depends upon a variety of factors, for example, space, and the quantity of light that will enter your room or room. You could always check with a salesperson or decorator straight from the source to ascertain the correct blind or color for your particular situation. It’s always best to boil down outside if you can and finish boiling inside. Too much moisture inside can cause problems like pealing wall paper…yikes!! Another tip is to time your boil down rate so that you can make use of your time doing something else when you are boiling down the sap. Using a hotel pan I can typically boil down an 11/2 inches an hour. Keep watchfull eyes on your boil temperature using a good digital thermometer and when your boil temp is at 215 you are very near the finishing point. As sap boils down and the sugar increases the boiling point increases as well. Everyone has an opinion on this and the most popular one is that it is finished at 218 degrees. I say bah humbug! I keep boiling until at least 220 because I want super thick syrup. Watch it close and check it often, it can burn and boil over quickly. It’s best to use a smaller pot to do your finish boiling in. Thick syrup makes a great baste for a maple basted ham that is slap your grandma good!!

If I haven’t confused you enough with this information there is a really good website that has more detatiled technical information that is very useful. Here is the link:  www.tapmytrees.com

Hopefully you’ll find this information useful. I’m always looking for feedback hearing experiences other people have had. Feel free to email me anytime.  brian@nylandquest.com

Happy maple sugaring!

—- Brian Jackson

 

 

Finger Lakes Trail

Get to know the Finger Lakes Trail!

Anyone who knows upstate New York, knows that there is no shortage of outdoor activities to take part in.  There are the obvious attractions like Lake Ontario and Lake Erie, the Finger Lakes, the Catskill and Adirondack Mountains, and of course, Niagara Falls.  But as you get to know a given area of the state, you begin to see how much there is to see and do in the great outdoors.  Just one of these great overlooked treasures of New York is the Finger Lakes Trail system.  You may have driven by the green signs along the road depicting a hiker and wondered briefly, what that was.  If you go to the Finger Lakes Trail Association website you can get all the details.

However, here is short description taken from their website:

“The Finger Lakes Trail system, over 950 miles in length, runs from the Pennsylvania-New York border in Allegany State Park to the Long Path in the Catskill Forest Preserve, with branch trails to Niagara Falls, the Genesee River valley, the Great Eastern Trail south of Corning, the central Finger Lakes, and the Syracuse region. From the PA border to the northeast end of the Onondaga Branch, the Finger Lakes Trail is also the North Country National Scenic Trail. This system is built and maintained almost entirely by volunteers. Covering some of the most scenic land in New York, we welcome you to hike it, and volunteer to keep it beautiful.”

The great thing about the FLT is that you can hike a stretch wherever you see a marked trailhead, anywhere in the state.

So next time you’re driving around upstate New York and you see one of those signs, pull over and go for hike, you won’t be disappointed!

— Frank Myka

 

 

If Not Now, When is a Good Time to Buy Land?

If not now…..when?

This may now become my credo after three land purchases I’ve made. It all began with a passion for hunting years ago when landowners seldom said “no” when asked for permission to hunt. As time passed the answers became “well…..uh….sorry but.” Then it was just plain “NOPE, and don’t come back!”

Not to be discouraged my focus became public lands which abound in Central NY. My goodness I made GREAT use of the State Land in my area. I still do!

But, when days pass by and few animals were seen my mind wandered to owning my own land. I could create better habitat for the wildlife putting in food plots and improving other nutritional forage. Maybe it was the idea of being a steward of the land so I began looking for ranches for sale.

At any rate owning land as an investment plus the benefit of finding the right property to compliment my hobbies has been a rewarding endeavor in ways I never dreamed. As I type this my mind is wandering to the excitement of placing trail cameras then collecting the pictures of life in the woods when there’s nobody there but the animals. They captured many, many fascinating videos & images.

Oh, and by the way….there can be financial gains realized. In many cases through leasing land to a farm, timber management and general appreciation land owners can recoup their investment or off-set taxes. Property can satisfy those of you that wish to invest in a commodity. Unlike investing in property with structures, tenants & ongoing maintenance, land doesn’t ask much of your time or money post-sale. For me, that’s an Investment Property! You can also invest in buying homes through investment property loans. Just check here for the listings. Make sure also to do either of the following: property survey, land title search  or Residential land surveying.

My first land purchase was in 2006. Then, again in 2007 & 2009. These were 25 ac, 15 ac & 40 ac. I enjoy what has become a ritual of creating trails & food plots. Building a comfortable observation tower, ground blinds, tree stands and camp sites. My family, friends (and pets) have enjoyed it immensely. Bonfires in summer, fishing in the pond, hunting in the autumn and ever the eye on planning where my forever home will be “placed.”

The passion that has developed, the respect & responsibility has come to define a different part of me. Now I can invite & share these experiences with others. The pride and fulfillment when a friend is able to experience what I discovered for myself & to see the lightbulb go on……awesome.

The only regret I have is “why did I wait until in my 40’s?” I’ve heard many say “I’m going to”, “I should” or “someday.” Well my friends……someday never comes.

If not now, when?

— Matt Klink

 

Hops in New York

Beer!  Now that I’ve got your attention, let me tell you a little story about Hops in New York.  Did you know that historically, Otsego, Madison, Schoharie and Montgomery counties were the epicenter of hop growing in the United States and that the best hops were thought to come from Otsego County?  Family farms all over the area were growing hops and some were becoming rich doing so.  Special barns were built to dry and store the hops before being transported to market.  I currently have a client who has an historic farm near Cooperstown and the remains of the old hop barn are still standing.  Hop growing in New York would peak in the middle of the 19th century and due to series of events, a blight and competition from mechanized farms out west, the hop industry all but disappeared by the early part of the 20th century.

Jump forward to the present and the rise of craft beers and the microbrewery movement, combine that with the desire by consumers to purchase more locally grown products and suddenly hop growing has reemerged in New York.  In 2011, New York State amended the “Farm Brewery Law,” which gave farmers the right to brew beer so long as 20% of the hops came from New York as well as 20% of the other ingredients.  This has led to a flourishing craftbeer industry in New York and from my own experience, I’ve seen 3 new breweries open up in Binghamton in just the last 2 years.  As I drive through Otsego County in particular, I’m constantly reminded of this trend, as I see more and more stands of hops being grown.  I even had a client buy some acreage in Cortland County who has already planted a large area of it with hops.  It’s great to see abandoned farmland being brought back into production!

So if you’re considering buying land and wondering about all the possible uses, I say, think beer and tap into hop growing!

— Frank Myka

 

 

Thinking about Buying a Home?

Are you starting to think about buying a home? Are you overwhelmed and intimidated by the process and all of the different financing options? Then set your bookmarks to this series Home Sweet Home: The Smart Buyers Guide. We’re breaking down the steps to get you into your new house and out of that rental with simple tips about fiance, moving and decoration such as the use of reed diffuser amazon items to prevent bad smells at home.

In Part 1: Break it Down, we discuss how to prepare. According to property management cremorne this are the aspects that you need to consider before jumping right into house hunting?

I know it’s frustrating, writing that check every month for walls that you can’t even put a nail into without wondering how much it’s going to cost you at the end of your lease. Or having the peace of mind knowing that you are stable and secure in that humble abode for the indefinite future, without having to succumb to the whims of the person that actually owns it. But actually moving forward with buying something of your own can be very intimidating. There are so many things to consider, so many financing options, and how do you know who you can trust to truly help you make the best decision for the largest purchase of your life? My house was in disrepair, so I decided to sell my house as is.

We’ll get to some of that other nitty, gritty later, but for now let’s talk about getting yourself ready.

Ever heard that saying Fail to plan, plan to fail? As much as it pains me to say it, it’s true. There have been so many times where we can look back and see that if only we had set a little more time aside to prepare, we might not have the remorse we do now. But that’s good because it teaches us and helps us grow. So, go ahead and whip out your little calculator, gather up your bills and bank statements, and get cozy. You’ve got some work to do. Take a look at this https://calderparkcondos.com/ website to get more ideas on different properties for your family to feel comfortable.

Budget: What can you realistically afford?

Do you know what that $129,900 house is going to really cost you on a monthly basis? Sure you can hop on over to bankrate.com and rustle up a nice looking little mortgage payment by plugging in some numbers, but that’s only one part of the picture. Depending on the mortgage product, interest rates, credit score, insurance, down payment, PMI, etc., that number could grow to be a lot bigger than you anticipated. So you’ve gotta get real. Most people look at that little sliver of a mortgage payment at the beginning and work in the other factors later with a lot of disappointments along the way. But not you! No. You’re a financially smart cookie. You’re starting with reality and working your way around to find the right house that fits you emotionally and financially! So, let’s get to it!!

Write down all of your expenses for a given month, including: food, gas, insurance, entertainment, etc. How much actually goes out each month? Don’t forget to add in savings, retirement, and the like. Now subtract that from your monthly income. This is your surplus budget from which you can draw your housing budget. Get an affordable contractor for your home repairs, visit link here for more information on our professional recommended Roofing contractors.

How does that look compared to your current rental payment? This is when you will want to tweak those numbers to either tighten your belt in other areas of expenses so that you can make that number bigger, or when you can adjust your visions to something in a little bit of a higher budget. This all depends on what your goals and ideas are. A custom home construction company will make any budget work when it comes to building your home.

Credit History: What are you able to afford?

When you know how much your budget actually is, then you will want to start looking at your credit history to see what types of services and rates are going to be available to you, and what their costs might be. Interest rates can inflate a payment beyond what you can afford pretty quickly, so you will want to make sure that you aware of your credit reporting history so that you can take care of any clean ups now and ensure a better bargaining position with the banks.

Run your credit report with score from all major credit reporting agencies. Each of those agencies have different rating formulae that they work off of to come up with a score, so each one will have a different number. This is extremely helpful when shopping for loans because you can inquire from the bank which agency they use and then you will know what products you might be able to fit into.

More importantly, though, you want to see your entire credit history. Comb through it to spot any errors or unauthorized activity. Ideally, you should do this once a year, but sometimes, we can’t. So now is the time! Make sure that any debts listed are actually yours and that all balances and history are correct. If there is anything that is incorrect, take care of it now so that you have time to get everything cleared up and corrected before having it run by the banks.

Now, if your score and report aren’t favorable, this is when you need to roll up your sleeves and dig in to clean it up and make it shine!

You can always find recommended builders on this site that can give you that extra help you are looking for to create the project you have in mind with the quality materials and professionals.

If you’re planning to build a custom home, then normal builders aren’t cut out for that. You’ll need to find a professional custom home builder that will listen to all of your ideas.

Pay down your debts.  This helps to lower your debt-to-income (DTI) ratio, which is also a deciding factor in a bank’s decision to approve your loan. DTI is a number in percentage form that is the result of dividing your monthly obligations by your monthly gross (pre-tax) income. You can have good credit and a good score, but if you’re overextended with a high or even borderline DTI, you run the risk of being denied. They’re not going to loan you money when you’re squeezing by every month. Nope. Not gonna happen. So take some time to pay down your balances. Make a plan to pay an extra $20 or $50 dollars a month to bring those balances down…. Whatever it takes. You want to have a DTI under 35%. If you want to get further advice on home loans, just visit https://www.sofi.com/home-loans/mortgage/.

Clear off old or incorrect accounts.  Each type of account has an age limit, so check to see that any older, negative accounts should really be included. If not, contact the creditor to have them remove it. Incorrect or unauthorized accounts also need to be handled at this time. There will be some hoops to jump through and documentation to provide, but it is necessary to make sure that your lien report search is true and correct and that you get the best possible products available to you to ensure you aren’t wasting away all those pennies you work so hard for.

Once you have a neat and tidy budget, and a bright and shiny correct credit report, it’s time to start shopping! You can now confidently walk into a bank, prepared and knowledgeable about what you can afford, what you want to afford, and what is available to you. This gives you confidence and negotiating power. So, it’s time to get pre-qualified!

— Lee Anne Chevalier

 

 

Black Creek Hunting Club is For Sale!

Black Creek Conservation Club, located in Madison County, NY less than 5 miles South of Oneida Lake and 20 minutes from Syracuse Hancock International Airport.  This is a Once in a Lifetime opportunity for sportsman looking for a full service hunting preserve.  Years of dedication, engineering/permitting and quality wildlife management has transformed this 750 acres into world class hunting grounds along with top of the line lodging.

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Unparalleled privacy and protected, the acreage consists of mixed woodlands, hidden fields (food plots), interior roads and approximately 4 miles of 8 foot high metal fence enclosing 3 sides for free range.  Approximately 150 acres is fully enclosed with high fence supporting 400 class bull elk and trophy whitetail, 31 strategically placed tree stands throughout the property.

If you have dreamed of owning your own private hunting preserve or aspire to guide clients on amazing dream hunts, with the ability to bring in all types of exotic wild game, this is the place for you.  With the special permits in place and to be conveyed to the new owner, you can hunt anything form monster whitetail bucks, elk, bison, red stag or any other exotic big game; the choices are truly endless.

Click here to watch the VIDEO

World Fishing & Outdoor Expo in Suffern NY

 Join us at the 38th Annual World Fishing & Outdoor Expo in Suffern, NY

Suffern Show LOGO

This is the Northeast’s premier fishing, hunting and travel event!

March 5-8, 2015
Rockland Community College
Suffern, NY

The show that just keeps getting better – nearly 2 million consumers  have made their way though the doors of the Rockland Community College to see what’s arguably one of the top shows in the country.

Whether your passion is freshwater fishing, saltwater fishing or hunting, you’ll find it all here within easy reach of most of the tri-state area  March 5-8, 2015.  Book trips to destinations from around the globe, compare and buy boats, see the latest hunting and fishing gear and then buy it from local independent retailers, learn from nationally recognized celebrities and local experts, buy newly released and hard to find products to get the upper hand on your buddies …….. its all here!

Kayaks, Boats, Fishing, Hunting, Travel, State Fish and Game, Taxidermy, Celebrities and so much more continues to make Suffern, NY the place to feed your late winter outdoor desires.  Escape the nasty winter weather and visit with your favorite exhibitors and sporting peers while getting ready for the fast approaching warmer temperatures and summertime outdoor activities at the 38th Annual World Fishing & Outdoor Expo in Suffern, NY.

For more information, visit the Expo’s website World Fishing & Outdoor Expo.

— Melissa Stephenson

 

Wintergreen Forest Edibles

One part of my job that I particularly enjoy is walking new properties and discovering things that some people might overlook.  I look at the different types of trees, land features such as ponds, creeks, and types of soils.  I keep in mind that each property is unique and can offer a variety of different uses.  Some of my customers are searching for land to grow wild ginseng and other unique plants and trees that require certain soil and climate conditions.

I’ve recently discovered wintergreen in some upland deciduous forests.  I’m curious to hear from other people what some of the uses are that they have discovered.  I realize that it is edible, however it isn’t necessarily a food source for humans but more of a flavoring for teas and extracts.  Also, I’m curious if anyone uses the berries, and when the berries are most prevalent.

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Here is a link for more information about wintergreen:

Please e-mail me, brian@nylandquest.com, if you would like to share any of your experiences with forest edibles.

— Brian Jackson

 

Credit Reports

Credit reporting is essential for successful financing, especially big ticket items like homes and vacation properties.  Good credit is key to financing any and all real estate.

Everyone who has a Social Security number is entitled to a free credit report each year.

Go to:  annualcreditreport.com

You are entitled to a free copy of all three credit reports annually.  The three nationwide credit reporting companies are Equifax, TransUnion, and Experian.  You can order a credit report every 4 months by using each company.  But, do not contact these three credit reporting companies individually because they will charge a fee.  Make sure you go to ANNUALCREDITREPORT.COM to order your credit report.

Credit reports do not include your credit score but obtaining the report does not affect your credit score.

For more information about consumer finance protection, visit the Consumer Finance Protection Bureau’s website by clicking here.

— Melissa Stephenson

 

Land Loans

Not all land is the same nor are all banks the same.  Today, more than ever, bank financing is available for unimproved land.  It’s true that some banks will not finance land as it’s against their charter or long standing policy.  But, several lenders have identified land as another opportunity to lend money.

It’s our experience that some commercial banks such as M&T will finance a house with 5-10 acres, but if you’re seeking to buy a larger parcel, they will request that you finance the remaining acreage with another lender or plan on paying cash.

Locally (Ithaca area), our experience of land financing has been best with Community Bank, Farm Credit East, and most recently Cornell Federal Credit Union.  Also, it’s my understanding that Tompkins Trust Company is not offering land loans. You can visit Empower Federal Credit Union homepage to get a loan.  Some of these lenders require certain credit scores and different closing costs so it’s best to inquire with each lender for their best rates and terms.

The good news is that land loans are available, so visit our website nylandquest.com to find land so you can enjoy the great outdoors!

Give me a call at 607-280-5770 to make an appointment today.  Thank you, Carl Snyder

 

New York Sportsman’s Expo in Syracuse

Join us at The Great New York Sportsman’s Expo in Syracuse!

January 23-25, 2015

NY State Fair Ground, Syracuse, NY

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Over 40 new exhibitors added to the 2015 lineup!

Exhibits will showcase the latest in products, travel, real estate, and entertainment for hunters, fishermen and outdoor enthusiasts.  The New York Sportsman’s Expo is Syracuse’s and Central New York’s Premier Sportsman’s Expo!

For more information, visit their website:  New York Sportsman’s Expo

 

Welcome to New York Land Quest’s Redesigned Website

Raise the curtain for our new NY Land Quest News blog

Hello and welcome to the new NY Land Quest News blog. Here’s where you’ll find the latest & greatest news on everything about NY Land Quest – from new properties for sale to information on upcoming events.

Plus, we’ll keep you up-to-date on happenings in certain areas throughout the seasons.  Along the way, we’ll try to make this blog a touch more interesting to read than your refrigerator’s user manual.

So bookmark this blog, email to a friend/colleague, or add our RSS feed.  And of course, we’d love getting your feedback on our listings and this blog — and what you want to see discussed in the future.

Until next time friends…

NYLQ News blogger